Henry’s Louisiana Grill, Inc. et al. v. Allied Insurance Company of America

Issue

A Georgia restaurant asked the appellate court to reverse a U.S. District Court ruling dismissing their suit seeking coverage under a business owners property policy issued by Nationwide unit Allied Insurance Co. of America.

December 21, 2020

The Restaurant Law Center filed a motion and an amicus brief in support of the plaintiffs.

January 11, 2021

The Restaurant Law Center filed a reply brief in response to the defendant’s objection to the Law Center’s participation as amicus curiae.

June 15, 2021

The Restaurant Law Center filed a supplemental authority letter with the court, highlighting two recent decisions in support of our position that to determine the sufficiency of a complaint, the Court must be guided by controlling state substantive law and policy-interpretation principles—not tallying district court decisions insurers favor.

June 3, 2022

A three-judge panel for the Eleventh Circuit held, in this business interruption insurance coverage suit over pandemic-related losses, that Georgia law requires “physical loss of or damage to” property to be more than just intangible harm caused by COVID-19 or by a declaration of public emergency issued by a government entity.