North State Deli, et al. v. Cincinnati Insurance Co, et al.

Issue
Whether insurance companies have to pay for losses incurred because of COVID-19 under business interruption insurance policies that restaurants argue do not require physical destruction but only an inability to use the property for the purpose intended, triggering coverage.

January 16, 2024
The Restaurant Law Center and the North Carolina Restaurant & Lodging Association filed an amici curiae brief in support of a group of restaurants and bars urging the North Carolina Supreme Court to reverse a decision by the North Carolina Court of Appeals. The two groups argue that defendant’s “all-risk” policy does not exclude coverage due to the government orders or virus-related losses.